Our Markets

We have insurance solutions for every industry and every market, from health care and retail to the growing world of nonprofits.


Our fine tuned  focus on contractors provides:

  • Insurance coverage tailored to individual contractors’ needs.
  • Competitive pricing for insurance products and complete specifications for insurance comparisons.
  • Specialized services, including automated accounting, claims and same-day certificate issuance.
  • Loss control programs, including safety training programs and claims management control.

Our team designs these necessary coverages at the most competitive rates for each type of contractor we insure.


Do you have enough coverage in this area? Many businesses minimize their risk and under-insure—and the consequences can be financially catastrophic.

Specific situations require specialized insurance, and your property and general liability policies cannot protect you from expensive claims due to pollution, transportation of hazardous substances, and many other common accidents.

Financial Services

You’re experts in financial issues—so you know how important it is to make sure you’re doing everything possible to protect the dollars you manage. Our range of insurance coverage offers protection from your employees’ actions and errors, mistakes in data processing, workplace issues, and many other situations.

Health Care

As you care for others, let us protect you.

Healthcare providers face unique risks, and Hardy offers several programs covering their needs. Whether you are an individual physician with a private practice or the director of a large hospital, we can reduce your costs while providing you with an excellent level of insurance coverage.


You work to improve the daily experience of your customers, but just one bad experience can lead to expensive problems. Hardy specializes in every level of the hospitality industry, from suppliers, distributors, and caterers to food service establishments. We provide business insurance and commercial insurance for high-end restaurants, fast food, and everything in between.

We will take the time to custom-fit an insurance program to your specific needs, including:

  • Reviewing and writing a custom insurance plan for your business
  • Providing loss control services based on your exposures
  • Serving you with an experienced staff who understands your business
  • Performing in-depth claims analysis

Contact us today to learn more about the ways we can help you.

Manufacturers & Distributors

To make money, your operations have to run smoothly. Hardy Insurance can help when that doesn’t happen—when your equipment breaks down, a product is recalled, data is leaked or property needs protection.

Contact us today for information on general liability, umbrella insurance, workers’ comp, bonds, and other insurance options for your business.


You’re here to do good. We’re here to help.

Although you don’t work for profits, you face many of the same risks as companies that do. Whether you need property and casualty insurance, liability, group benefits or workers’ compensation, we can help you minimize risk and protect your employees. Contact us today to learn more about the ways we can make you more successful.

Real Estate

If you’re a property owner or developer, you know the risks involved in real estate. Hardy Insurance can help you manage those risks and protect your investment. We offer general liability, earthquake and flood insurance, directors and officers liability, and many other options. Contact us today to get started.

Retail Chain

You’re in business to make money, not to lose it due to employee errors or equipment breakdown. Hardy Insurance helps businesses large and small with product recall, warehouses, liability issues, data processing, crime and theft. Contact us to learn how we can help you.


We offer a special focus on the needs of today’s technology specialists. We have been insuring your industry before “internet” was a household word, and our experience brings you strong support from our carriers. We can tailor insurance coverage to your needs and provide excellent coverage and reasonable prices.


You’re moving quickly—let us help you do it safely. We offer customized insurance coverage for your employees hauling the freight and the personnel back at headquarters. Contact us today to learn more about our liability, damage, workers’ comp, and crime coverage.

Contact us to start a quote

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