Hardy Insurance & Risk Management combines the personal service of a small company with the advantages of a larger one, offering a wide range of insurance products and competitive rates while providing individual attention to every client. We specialize in risk management and we can help you protect your business and its future.
At Hardy, we believe everyone should have good insurance protection, but we also know each organization is different and business or commercial insurance is just one piece of the puzzle.
So we offer a range of products and services to protect your assets and your employees:
- Risk Transfer Programs
- Risk Retention
- Captive Risk Programs
- Self Insurance
- Layered Coverage Programs
- Large Deductible Programs
- Retrospective Policies
- Small Deductible Programs
- Guaranteed Cost